Business software and platforms for banking and the public sector.
Our products are built on proven technologies (Java 21, Spring Boot, React, PostgreSQL, Apache Kafka). They integrate with our clients' existing systems and run in their own infrastructure.
Banking
Three solutions integrated into banking information systems: ISO 20022 payments, personal finance management and corporate cash management.
EIH · Exos ISO HUB
ISO 20022 payment hub between core banking and payment infrastructures: instant payments, RTGS and SWIFT MT ↔ MX. Each rail is a module, for the infrastructures of any country. Checks, tracking through to settlement and evidence for every step.
For Banks connected to ISO 20022 infrastructures
E-PFM 2.0
Personal finance management for the bank's customers. Machine Learning classifies spending, anticipates the budget and supports savings goals. The bank gains fine-grained behavioural analysis and up-sell and cross-sell recommendations.
For Retail banking
E-BFM 2.0
Cash management for corporate clients. Cash pooling and cash distribution driven by machine learning, optimised trigger thresholds, automated fund movements between accounts. Integrates with existing e-banking and m-banking channels.
For Corporate banking
E-Government
Two solutions for administrations, local authorities and territorial development operators: investment support and public project steering.
EXOS INVEST
Management of the full investor journey for subsidy-based investment support: application, project evaluation and scoring, contracting of investment agreements.
For Regional investment funds, development agencies, administrations
EXOS PPM
Management of territorial development projects across their full cycle: planning, contracting, budgeting, implementation and dashboard-based monitoring.
For Regional councils, municipalities, public bodies
Platforms
Packaged products, delivered ready to install, that the client operates in its own infrastructure.
Data Valuation
Support to extract value from business data, from modelling to reporting.
You stay in control of your data and your operations.
Our solutions are delivered under licence and run in the client's infrastructure. Business software integrates with the existing information system; platforms are packaged products, ready to install.