E-BFM 2.0: your corporate clients' treasury, managed automatically.
A complete cash management solution, E-BFM 2.0 automates treasury management for corporate clients and optimises their liquidity. The bank gains a value-added service for its corporate customers.
- Spreading liquidity across several accounts requires daily monitoring from the treasurer.
- Without automation, balances sit idle on one account while another runs short.
- The bank benefits from proposing the right offer at the moment the treasury position calls for it.
E-BFM 2.0 automates the movements and leaves the steering to the treasurer.
Cash pooling and cash distribution
Centralisation and redistribution of liquidity are driven by machine learning.
Optimal thresholds
The solution identifies the thresholds that trigger movements by itself.
Automated movements
Fund transfers between accounts run without manual intervention.
Cross-sell recommendations
Overdraft lines, term deposits: the bank proposes an offer suited to the client's position.
For the corporate client
Liquidity put to better use and fewer manual tasks for the treasurer.
For the bank
A richer corporate offering and commercial opportunities spotted automatically.
For the information system
Integration with the e-banking and m-banking solutions already in place, with no new channel to build.
- Corporate banking departments: complete the cash management offering.
- Digital departments: enrich existing e-banking and m-banking channels.
- Corporate relationship managers: get recommendations based on the client's actual treasury position.
- Stack
- Java 21 (LTS) · Spring Boot 3 · React
- Intelligence
- Machine learning to drive thresholds and movements
- Integration
- The bank's existing e-banking and m-banking solutions
- Model
- Licence, installed in the bank's infrastructure
A software publisher that knows banking from the inside.
EXOSDATA's founders have held operational and IT leadership roles in banking groups. E-BFM 2.0 is designed to extend the bank's corporate offering and build on its digital channels.